Kenneth Hubbard
Realtor®
ESHUN HOMES GROUP
EXP Realty
(254) 350-9666
I partner with Texas Trust Mortgage because they offer niche loan programs most lenders have never heard of.
Additionally, what sets them apart is how they work with you. No chatbots, no automated emails — a real person picks up the phone and listens to you and your unique situation.
Let's Get You Approved!
Texas Trust Mortgage specializes in niche programs most banks don’t offer.
If you’ve been told no before — or you’re self-employed, have past credit issues, or just aren’t sure where you stand — they can usually find a path forward.
How it works
1
Fill out the form
Takes about 60 seconds
2
15-min phone call
We learn your situation
3
Complete your app
Simple, guided process
Google Meet review
We walk every number with you
In step 4, we share our screen. Every loan option is laid out side by side so you can see exactly what you'd pay, month by month. No jargon, no pressure — just clarity. Most of our clients say this is the first time a lender actually made the numbers make sense.
30+
Loan programs available
94%
Approval rate on applications
1 day
Avg. pre-qual turnaround
We can help if…
You're self-employed
Bank statement & 1099 programs
Past credit issues
Programs starting at 580 FICO
Low down payment
0–3.5% down options available
Non-traditional income
Assets, rental income & DSCR loans
Recently denied elsewhere
We find paths other lenders miss
Jumbo or investment
High-balance & investor loan programs